Library of Tips
Explore our collection of insightful articles and resources on key topics such as taxes, investments, legal frameworks, and strategies for building and multiplying wealth. Stay informed and empowered to make the best decisions for your future.

Europe’s Most Expat‑Friendly Tax Systems in 2025
Mathieu Fiscalis
Where your net pay stretches further and the paperwork won’t eat your weekends. Methodology at a glance We start with …

Net Salary in Europe: How Much of Your Gross (Brutto) Pay You Really Keep
Mathieu Fiscalis
At Richys we make every effort to keep our data up to date and aligned with recent legislative changes, so …

Financial Freedom 101: Formula, Roadmap, and Quick-Start Tools
Claire Venard
💰 What We Mean by "Financial Freedom" Financial freedom means your passive income ≥ your expenses for 12 consecutive months. …

Use SMART Goals to Discover Your Millionaire Date
Claire Venard
Ever wondered exactly when you'll become a millionaire—and what specific steps you need to take to reach it? Our game, …

The Most Expensive Thing You’ll Ever Buy Is the Time You Waited to Invest
Claire Venard
Investing isn’t just about money — it’s about time Every day, millions of people tell themselves: “I’ll start investing when …

Crypto Taxes: Do You Have to Pay and How Does It Actually Work?
Mathieu Fiscalis
Do you have to pay taxes on cryptocurrency? If you’ve ever bought, sold, traded, or even received crypto as a …

Mortgage Calculator: Calculate Your Monthly Payment & Loan Costs
Alex Finley
Quickly calculate your estimated monthly mortgage payment and total loan costs with our universal Mortgage Calculator. It supports all currencies and …

French Income Tax Calculator
Mathieu Fiscalis
Use our French income tax calculator to quickly estimate your income tax liability for 2025. Discover the latest tax rates, …