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How-to

Sign up for a mutuelle

Have a impots.gouv letter? Private by default · No signup to try

A mutuelle covers what CPAM doesn’t. Often mandatory via employer.

  • Compare offers
  • Provide CPAM attestation
  • Activate coverage

Steps

  1. Research options

    Compare employer vs. private plans.
  2. Provide attestation de droits

    Insurer needs proof of CPAM affiliation.
  3. Sign contract

    Activate and receive coverage certificate.

Tips

  • Employer plans are often cheaper

FAQ

Rarely, only with valid exemptions.

Usually ID, proof of address, and sometimes recent bills or tax notices. Requirements depend on the procedure.

Many services are available at impots.gouv.fr or service-public.fr, but some steps may require visiting a local office.

Processing can take from a few days to several weeks depending on the city and season. Start early to avoid deadlines.

Some processes are free, while others require fixed administrative fees. Always keep the receipt.