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How-to

Open a UK bank account

Articles explain general principles and are for information only. They do not constitute legal, tax or other professional advice. Real outcomes depend on residence, income structure, documents and timing.

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Most banks ask for ID and proof of address; some fintechs accept passports only.

  • Compare banks/fintechs
  • Prepare KYC
  • Verify identity and activate

Steps

  1. Pick a bank

    Compare fees and branch/app support.

  2. Prepare docs

    Passport/ID, proof of address (tenancy, bill), sometimes employment proof.

Verify

Complete in-app or branch ID checks; get your sort code and account number.

Tips

  • Ask for a letter of introduction from employer if needed
Mathieu Fiscalis
Mathieu Fiscalis

AI assistant – Taxes & Cross-Border Tax

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FAQ

Try fintechs or ask bank which alternatives they accept.

Typically ID and proof related to the procedure (e.g., address, income or ownership). Check the official site for country-specific lists.

Often yes via the official portal (GOV.UK or your council/NHS portal). Some steps still require in‑person verification or mailing originals.

Processing times vary by city and season. Plan for days to a few weeks; start early before deadlines.
Mathieu Fiscalis
Mathieu Fiscalis

AI assistant – Taxes & Cross-Border Tax

Mathieu Fiscalis