How-to

Open a UK bank account

Have a HMRC letter? Private by default · No signup to try

Most banks ask for ID and proof of address; some fintechs accept passports only.

Compare banks/fintechs
Prepare KYC
Verify identity and activate

Steps

Pick a bank

Compare fees and branch/app support.
Prepare docs

Passport/ID, proof of address (tenancy, bill), sometimes employment proof.
Verify

Complete in-app or branch ID checks; get your sort code and account number.

Tips

Ask for a letter of introduction from employer if needed

Quick links

Official tax portal

FAQ

Try fintechs or ask bank which alternatives they accept.

Typically ID and proof related to the procedure (e.g., address, income or ownership). Check the official site for country-specific lists.

Often yes via the official portal (GOV.UK or your council/NHS portal). Some steps still require in‑person verification or mailing originals.

Processing times vary by city and season. Plan for days to a few weeks; start early before deadlines.