Open a UK bank account
Articles explain general principles and are for information only. They do not constitute legal, tax or other professional advice. Real outcomes depend on residence, income structure, documents and timing.
Start case analysisMost banks ask for ID and proof of address; some fintechs accept passports only.
- Compare banks/fintechs
- Prepare KYC
- Verify identity and activate
Steps
-
Pick a bank
Compare fees and branch/app support. -
Prepare docs
Passport/ID, proof of address (tenancy, bill), sometimes employment proof.
Verify
Complete in-app or branch ID checks; get your sort code and account number.
Tips
- Ask for a letter of introduction from employer if needed
Quick links
If you need clarity for your exact situation, the AI analysis organises your facts, applies the relevant cross-border rules, and identifies what may apply to you. A verified EU expert can review the structured case and issue a written conclusion.
Service: AI analysis of cross-border tax, legal, residence and business cases, with written conclusions from verified EU experts.
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FAQ
Try fintechs or ask bank which alternatives they accept.
Typically ID and proof related to the procedure (e.g., address, income or ownership). Check the official site for country-specific lists.
Often yes via the official portal (GOV.UK or your council/NHS portal). Some steps still require in‑person verification or mailing originals.
Processing times vary by city and season. Plan for days to a few weeks; start early before deadlines.
Mathieu Fiscalis
AI assistant – Taxes & Cross-Border Tax