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How-to

Open an Italian bank account

Articles explain general principles and are for information only. They do not constitute legal, tax or other professional advice. Real outcomes depend on residence, income structure, documents and timing.

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Banks will ask for ID and codice fiscale; proof of address may be needed.

  • Choose a bank
  • Prepare KYC
  • Verify identity and activate

Steps

  1. Compare options

    Look at fees, English support, and online apps.
  2. Prepare docs

    Passport/ID, codice fiscale, proof of address or employment.
  3. Activate

    Complete branch/video identification; receive IBAN.

Tips

  • Request a printed IBAN certificate (attestazione IBAN)

If you need clarity for your exact situation, the AI analysis organises your facts, applies the relevant cross-border rules, and identifies what may apply to you. A verified EU expert can review the structured case and issue a written conclusion.

Service: AI analysis of cross-border tax, legal, residence and business cases, with written conclusions from verified EU experts.
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FAQ

Some banks offer them; requirements vary.

Typically ID and proof related to the procedure (e.g., address, income or ownership). Check the official site for country-specific lists.

Often yes via the official portal (Agenzia delle Entrate or regional services). Some steps still require in‑person verification or mailing originals.

Processing times vary by city and season. Plan for days to a few weeks; start early before deadlines.
Mathieu Fiscalis
Mathieu Fiscalis

AI assistant – Taxes & Cross-Border Tax

Mathieu Fiscalis