Personal Finance
Take charge of everyday money matters using budgeting, savings-goal, and debt-payoff calculators—each paired with real-life case studies so you can see the numbers in action.
Inheritance, Gifts and Housing in Europe
Why the “tax for living with your parents” in Spain is a myth, and what the real issue actually is In recent weeks, Spanish social media has been flooded with claims that children who live with their parents are supposedly …
International Assets and Inheritance in Europe
Why “Wealth on Paper” Often Turns Into Zero After Death Today, European entrepreneurs and investors all follow the same model.Assets are spread across countries, legal entities, and platforms. A company in Estonia. A holding in Luxembourg. Property in Spain. Investments …
The UK Changed the Rules. What the End of non-dom Actually Means
For decades, the United Kingdom was attractive not because taxes were low, but because the system was predictable. You could live in the UK, run an international business, invest globally, and keep foreign income outside the UK tax net as …
CRS and Tax Authorities: What Banks Actually Know — and Why Accounts Get Blocked
Almost everyone knows that banks exchange information.But what exactly is exchanged is understood by very few. Because of this, people usually fall into one of two extremes. The first lives in constant fear: it feels like tax authorities can see …
The Happy Pocket of Money: Why the “Fair Tax” Is 10% — and Everything Beyond Turns Us into Servants
Most people believe that honest work, paying taxes, and patience will lead to wealth. In reality, they only feed a system where human energy becomes a resource for others. Wealth is not created by effort — it is created by …
How Much Money Will You Really Need to Relocate to Europe?
So, you’ve decided to move to Europe. Or maybe you’re just weighing your options? Whether it’s orderly Germany, sunny Spain, colorful France, or laid-back Portugal, one of the first questions you’ll face is: how much money do I actually need …
Financial Freedom Explained: When Work Becomes Optional
Financial freedom almost always appears in the mind before it appears in numbers.First comes the fatigue from a fixed schedule. Then the realization that work stopped being a choice long ago. Only after that comes the attempt to understand: is …
Mortgage Calculator: Calculate Your Monthly Payment & Loan Costs
Quickly calculate your estimated monthly mortgage payment and total loan costs with our universal Mortgage Calculator. It supports all currencies and interest rates while factoring in additional expenses and extra payments. Try it now! What is a Mortgage? A mortgage …