Our Mission
Turn financial freedom into a dated, step-by-step plan
70% of millennials save less than $100/month. Richys shows how to double that in 3 months — with data, not guess-work.
What You Get With Richys
Every plan includes comprehensive tools and insights designed to accelerate your financial success
Personalized Financial Plan
Complete roadmap to your financial goals with specific milestones, timelines, and actionable steps tailored to your situation.
Dynamic Progress Tracking
AI rebalances your portfolio in real time, pushes fresh recommendations, and sets new milestones toward your goal.
Advanced Calculators
Access to professional-grade financial calculators with AI-enhanced insights for investment, tax, and retirement planning.
24/7 AI Support
Round-the-clock access to AI financial advisors for questions, guidance, and strategy adjustments whenever you need them.
How It Works: Real Example
Anna, 28, earns $2 800/month and wants an apartment in three years. Here's what Richys calculated:
- Trim discretionary spend by $30 /week → $1 560 saved in year 1
- Invest a total of $850/month in a 3 % bond mix → $33 300 after 36 months
- 20 % down payment reached in 3 years (with a $2 200 buffer)
Why 12k+ Users Trust Richys
Security and transparency you can verify yourself.
Bank-Grade Encryption
AES-256 · TLS 1.3
Same crypto protocols as tier-1 banks. We never store your login credentials — only anonymised goal data.
Conflict-Free Advice
Zero Commissions
We don't sell funds or accept referral fees. Our conflict-free promise is written into the Terms of Service.
Free to Try
No card required
Test the core financial planning experience with no up-front payment. Upgrade for advanced features.
Risk-Free Sandbox
Learning-First
Test strategies, tweak numbers, and see instant impact before you commit real money.
Most Asked Questions
Quick answers to what new users want to know before starting.
Ready to See Your Numbers?
Calculate your personal path to financial independence. Your personal roadmap is 2 minutes away.